Commercial Banking · Referral Partnership

We Make You Look Good
to Your Best Clients.

When your construction and real estate clients have a CPA who provides genuine strategic guidance — their financials are cleaner, their cash flow is stronger and they come to you as a more bankable partner. That’s what a relationship with FPACPA does for you.

35 +
Years Experience
5.0
Google Rating
9
Dedicated CPAs
Let’s Connect
Start a Referral
Conversation
Whether you have a client to refer right now or simply want to explore a mutual referral relationship — we’d welcome the conversation.

Confidential · No obligation · Mutual referral relationships welcome
🏆 Best CPA · The Woodlands · Living Magazine
★ 5.0 Google Rating · 9 Five-Star Reviews
○ 35+ Years Serving Texas Businesses
◇ Construction & Real Estate Specialists
The Partnership Value
Why Commercial Bankers
Refer to FPACPA

Your clients trust your recommendations. When you refer them to a CPA firm that delivers genuine strategic value — not just compliance — that trust compounds. Here’s what your clients gain and what that means for you.

Cleaner Financials for Lending
Clients with proactive CPA guidance have better organized books, cleaner P&Ls and stronger financial positions — making your loan underwriting process smoother and faster.
Stronger Cash Flow
When we reduce a client’s tax burden through proactive planning they have more cash available for debt service, reinvestment and growth — making them a stronger banking client.
You Become the Trusted Advisor
Referring a client to a firm that genuinely helps them positions you as more than a lender. You become the person who connected them with the right people — that builds loyalty.
Construction & Real Estate Depth
We specialize in the same industries you lend to most. Construction draws, cost segregation, 1031 exchanges, entity structuring — we speak your clients’ language fluently.
Mutual Referral Philosophy
We refer our business clients to banking partners who can serve their growth needs. When our clients need construction financing, SBA loans or commercial real estate lending — we make introductions.
Award-Winning Firm
Named Best CPA in The Woodlands by Living Magazine two consecutive years. When you refer to FPACPA your clients receive a firm with a proven reputation and 5.0 Google rating.
How It Works
Simple. Respectful.
No Pressure.

We keep the referral process simple and professional. No awkward handoffs, no chasing, no pressure. Just a seamless introduction that reflects well on everyone.

1
You Make the Introduction
A simple email introduction or a call is all it takes. You can also share this page directly with your client so they can learn about us before we speak.
2
We Handle It From There
We reach out promptly, conduct a complimentary strategy review and take full ownership of the relationship. We never put your client in an uncomfortable position.
3
We Keep You Informed
With your client’s permission we keep you in the loop. We believe in transparent communication between trusted professional partners.
4
We Refer Back
When our clients need commercial banking, construction lending or real estate financing — we make introductions to partners we trust. This relationship works both ways.
Commercial bankers and CPA professionals building referral partnership in The Woodlands Texas
What We Do For
Your Referred Clients
  • Proactive tax planning & strategy
  • Construction & real estate specialization
  • Entity structure optimization
  • Cash flow & financial positioning
  • Year-round access — not just tax season
  • Clean financials for lending decisions
  • IRS representation & compliance
  • Business succession planning
Who to Refer
The Clients Who Benefit
Most From FPACPA

We work best with established business clients who are growing and need more than a once-a-year tax preparer. If this sounds like someone in your portfolio — we’d welcome an introduction.

Construction Lending Clients
  • General contractors with active project pipelines
  • Specialty subcontractors with 10+ employees
  • Commercial builders seeking construction loans
  • Contractors with equipment financing needs
  • Construction businesses with $1M+ annual revenue
  • Owners frustrated with reactive tax-only CPAs
Real Estate Lending Clients
  • Commercial real estate investors & developers
  • Portfolio investors with 5+ properties
  • Developers planning 1031 exchanges
  • Investors who have never done cost segregation
  • Real estate syndicators & fund managers
  • Investors with complex entity structures
About FPACPA
A Firm Built on
Long-Term Relationships
Freese Peralez Associates CPA team meeting with banking referral partners in The Woodlands Texas

Freese, Peralez & Associates is a boutique CPA firm based in The Woodlands, TX specializing in tax strategy for construction, real estate and manufacturing businesses. We are not a general practice firm. We are selective about the clients we work with and deeply committed to the ones we do.

Since 2017 we have grown to nine dedicated professionals serving established businesses throughout Texas and nationwide. Our approach is proactive, relationship-driven and built around the long-term financial success of each client — exactly the kind of partner you want serving your most valued banking relationships.

35+
Years Experience
5.0
Google Rating
9
Dedicated CPAs
Best CPA Award
Best CPA · The Woodlands · Two Consecutive Years
Recognized Two Years Running.
Earned by Our Clients.

Named Best CPA in The Woodlands by Living Magazine for two consecutive years. When you refer a client to FPACPA you are referring them to a firm with a proven reputation, a 5.0 Google rating and nine dedicated professionals who take long-term client relationships seriously.

35+
Years Experience
9
Dedicated CPAs
5.0
Google Rating
Best CPA Award
Let’s Connect
Ready to Build
Something Mutual?

Whether you have a client in mind right now or simply want to get to know us — we welcome the conversation. Great referral relationships start with a simple introduction.

Referral Partnership
Start a
Conversation
No pressure · No obligation · Mutual referrals welcome
Get in Touch →
Or call directly: (832) 862-7300